Monday, January 04, 2010
A little bit of relief
So today I got in touch with the guy we've been working with on the mortgage restructuring. He needed some more information from us, and said he's pretty sure the lender will be willing to work with us. Praise God, what an answer to prayer! Brian and I have talked, and we're going to make good use of whatever time this gets for us to really work on cleaning up the house, fixing things up, decluttering in a major way, and getting it ready to sell. We figure we'll be better off selling out of this one, getting out from under the huge mortgage we face now, and buying something a little older, a little smaller, a little more cost-efficient (9- and 10-foot ceilings look pretty, but they are a huge energy suck when you're trying to cool off in a Texas summer - and for someone as short as). We can use whatever equity is left in this one to put toward a new house, and then get a smaller, more manageable mortgage, at least some of the cost of which we'll likely be able to offset by the savings on utilities. I've already started looking at houses for sale, just to see what's out there. If we can find a nice older house in the town where we now live, with a good-sized yard, that's been well-maintained, I'll be happy. I'd prefer it to be in the district for J's current elementary school, but going back to his old school would be OK, too. It will all work out, even if I'm not sure right this minute exactly how it will be accomplished. I reckon that's God's department, not mine.