I thought my meeting with Katy, the financial advisor, went pretty well. She agrees that my house note is what's killing me (story of my life - "it seemed like a good idea at the time"). So we're going to try to get me out of this one and into a better one, maybe refinance and get some extra cash out for an emergency fund, and once I've got some money freed up from the house payment, start working toward saving for J's college. I like having a plan. Those are my three big things right now: get out from under the beastly house note, set up an emergency fund, and save for J's college (thankfully he's young enough that we still have time to work on that).
I liked her, too. She's very low-key, not pushy, not trying to sell me a bunch of crap (good thing - she saw my finances, she knows I have no extra cash). Very easy to talk to. She offered me a job. She's opening an office in Dallas and needs to put together a team of advisors and support staff. I'm not sure I'd be good at it - if it's a cold-calling, all commission-based kind of thing, I'm pretty sure it's not for me. She assures me there's no lack of clients, and wealth management is supposed to be a growth industry (I've found this out through independent reading, and not just from her). So I'm going to explore the possibility. She knows I have a little one, and that I don't want to be traveling much out of our area. The possibility of working from home, on my schedule, having time for J's activities, and making a decent living doing it thrills my soul. That would be beyond fabulous. So, hi ho, hi ho, exploring I will go! One of my co-workers may also be interested, so she and I came up with a list of questions for Katy. (How funny would that be, if I jumped ship and took someone else with me? LOL) We'll see where it goes! Watch, it will work out, simply because right now I'm not jumping up and down over the idea. And I'd think it would be a fairly portable business, should I ever have reason to move anywhere. I'm just sayin'.
Katy told J she'd bring him a present next time she comes over. Is he spoiled or what? He was very good last night while we talked. He asked me periodically if we were done, and when I said no, he went back to watching TV, playing with his toys and eating dinner. I was proud of him. Such a big boy.
The J funny for the day: He told me he wanted a baby sister and that we should name her Stephanie so he could call her Steve for short. Where he comes up with this stuff, I have NO idea. Steve. I told him not to hold his breath, that a baby sister wasn't something you ran out and picked up at Target!
I e-mailed Brian and told him what J said about a baby sister. Part of his response was, "If you (dare I say "we?") had a girl". Now if that doesn't sound like a man who's thinking about at least the possibility of something long-term, I'll eat my hat. :-) And this is most definitely not a bad thing.
I've got a metric ton of work to do. Better hop to it, I don't want any more complaints.